According to him, before we begin any steps or efforts to build wealth

[mstakh.i.mom.i]

We should know where our starting point is. It's like when we start reading a map, we need to know where we are now, before the map can be used to show us the way to the destination we want to go to. (3) Set financial goals When we say words like, I want to be rich! Actually it's not clear enough. The definition of rich varies from person to person. For some, earning RM10,000 per month is considered rich. But there are also people who earn an income of RM10,000 a day and they still don't feel rich enough with that kind of income.


So, let's forget about other people for a moment, and let's focus on ourselves. When costa rica phone number resource we say we want to be rich, what is the actual definition of wealth? Everyone will have their own definition and views on the issue of wealth. It’s okay. Be yourself without being busy trying to impress others, who have nothing to do with who you are. Okay, in this part, don't forget to set your goals and focus. (4) Create a budget The basis for having financial stability is to prepare a budget and try your best to spend according to the prepared budget.


If you can afford to spend less than the budget you have set, that's no problem. What becomes a problem is when we spend more than the amount we set. The question is, where do we get the money from for all that extra spending? Is it money from a credit card? Is the money borrowed from friends? Preparing a budget is not fun. Some people can get stressed when making a budget. But if we don't do it, how can we know how much we can actually spend at a certain time? We try to avoid spending more than we should.